Financial Needs Analysis
To help families better understand their personal finances, D&S offers the Financial Needs Analysis (FNA)
The FNA gives a detailed overview of your current financial situation and suggests a personalized strategy for your financial security. The FNA is complimentary, confidential and customized for every family.
INCOME PROTECTION
Would you like your children's lives to be worse, the same, or better than how you grew up?
If BETTER is your choice, our agency suggests ensuring your income is a strategic priority to begin with.
We offer a variety of strategies to ensure your family's financial future should you die prematurely.
RETIREMENT PROTECTION
Have you evaluated how much you need to retire comfortably?
Provides a detailed analysis of how much money and assets you desire to live your later years well off.
DEBT SOLUTIONS
Illustrates strategies for paying off credit cards and loans in the quickest, most efficient manner, potentially saving you hundreds of thousands of dollars in interest and over payments.
MORTGAGE LOAN FNA
Working with our agents provides the following benefits:
- Dedicated underwriting team
- Wholesale pricing and discounts
- Pricing grids with multiple product options
- VAL - Verified Approval Letter
- Credit Upgrade at no cost, including a customized actionable plan from a credit consultant that may help you or your clients improve their FICO score.
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COLLEGE EDUCATION
Projects actual costs for specific schools you select,
then
It shows you several strategies for funding your children's educational expenses.
FINANCIAL INDEPENDENCE
Knowing your FIN (Financial Independence Number) is the corner stone to achieving FREEDOM.
We provide a fully customized and confidential financial game plan that consolidates all your information and outlines specific steps to help you take action.
Unlike other banks and financial institutions, we are a FREE based complementary service not a FEE based Agency..